Off-campus UMass Amherst users: To download dissertations, please use the following link to log into our proxy server with your UMass Amherst user name and password.

Non-UMass Amherst users, please click the view more button below to purchase a copy of this dissertation from Proquest.

(Some titles may also be available free of charge in our Open Access Dissertation Collection, so please check there first.)

A home of one's own: Overcoming gender and familial status barriers to homeownership

Judith K Robinson, University of Massachusetts Amherst

Abstract

Homeownership is widely considered to be of benefit both to the individual household and to society at large. Yet a number of obstacles stand in the way of successful homeownership for many women. Chief among them are familial status discrimination in mortgage lending and lack of sufficient income. This dissertation analyzes mortgage lending data from Boston and finds that women, more than men, when applying for mortgages are disadvantaged by having children. Furthermore, white working mothers are disadvantaged more than their stay-at-home counterparts, while black or Hispanic stay-at-home mothers are disadvantaged more than their working counterparts. Alternative types of tenure such as community land trusts and limited equity cooperatives are discussed as viable options for women who are underserved by conventional markets. A survey of members of eighteen such groups provides support for this conclusion. ^

Subject Area

Women's studies|Economics

Recommended Citation

Robinson, Judith K, "A home of one's own: Overcoming gender and familial status barriers to homeownership" (2001). Doctoral Dissertations Available from Proquest. AAI3000337.
http://scholarworks.umass.edu/dissertations/AAI3000337

Share

COinS