This presentation is an explanation of the basic rules of the Public Service Loan Forgiveness program and the changes to the program under both COVID-19 Emergency Relief (scheduled to remain in effect until 8/31/2022) and the PSLF Limited Waiver (in effect until 10/31/2022). It includes step-by-step instructions for librarians and other public servants to earn forgiveness of their student loans through loan consolidation, certification of employment, and consistent monthly payments for 120 months.